Adi Talwar
One of Cypress Hills Local Development Corporation's senior housing facilities, on Jamaica Avenue in Brooklyn. Thanks to CRA, Cypress Hills LDC has been able to secure loans to build deeply affordable housing that, on paper, would have been a tough sell to underwriters.
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The CRA, a crucial but flawed tool intended to give communities leverage over banks, is up for reform—and though community advocates have long advocated for substantive changes to the law, they are currently worried about conservative moves to hobble it.
‘If won,’ the backers note, ‘this would be the only zone in all of Brooklyn, a borough rapidly undergoing gentrification.’
