City Tightens Screws On Debt Collectors

In the past 45 days, New York City has adopted two new policies that stand to help residents counter unlawful debt collection practices. But advocates say very little is being done to penalize the debt collectors who for years have broken pre-existing laws.The majority of the 300,000 New Yorkers sued annually for bad debt have their wages garnished and bank accounts emptied on fraudulent grounds, after their debt collectors don’t take suitable steps to notify them they are being sued, said Johnson Tyler, an attorney for South Brooklyn Legal Services who helps low-income people fight illegal debt collection. The Department of Consumer Affairs has received 2,667 debt collection complaints in the past three years, according to a fact sheet the department displayed at a press conference this week. In some cases, the Bloomberg administration has helped debtors ensnared by bad collectors get restitution for their losses. In the past three years, DCA restored $4.2 million in wrongful debt, charging back on average $1,559 per violating company, according to the fact sheet.The New York attorney general’s office is seeking restitution for other debtors and DCA has forced some violating companies to pay fines or surrender their licenses.

4th & 8th Graders Get National Report Card

The reading abilities of New York City fourth graders are improving, according to the results of a national test released Thursday, but eighth graders’ scores remain virtually unchanged.Since 2002, the city’s fourth graders have posted steady, incremental gains on the test, the National Assessment of Educational Progress, with 12 percent more students now demonstrating at least a basic command of the skills tested. The biggest leaps occurred among New York’s neediest students, said New York City Schools Chancellor Joel Klein in a webcast earlier today, citing a 13-point gain in the mean test score for fourth-graders eligible for free lunch, most of whom are Black and Latino. Scores for white and Asian student remained relatively constant.Overall, the city’s mean scores still lag behind New York State’s mean scores, but the city performed better than many large urban school districts. Among the 11 large urban school districts that participated in the test in 2007 and 2009, New York City was one of four that showed fourth-grade gains. Additionally, New York City’s mean scores are catching up with the nation’s mean scores.During his webcast, Klein acknowledged that eighth grade achievement was “the largest challenge” and attributed the gains in fourth grade achievement to his reforms. The Department of Education has implemented changes that will allow each school to opt out of one-size-fits all citywide curricula.