FYI: At least 3,500 businesses and families that get property insurance through the New York Property Insurance Underwriting Association (NYPIUA) have been left in the lurch since the agency’s legal mandate expired on April 30, NYPIUA reports. The association insures more than 56,000 clients who are unable to secure policies in the private market, more than half of which are in New York City. As policies expire, NYIUA cannot renew them until legislators reauthorize the program. But while the Assembly has passed two reauthorization bills, the Senate version remains lodged in Sen. James Seward’s Insurance Committee, where it’s been linked to a separate, controversial auto insurance bill. New York is one of only three states without a permanent version of NYPIUA’s property-insurance program, also known as a FAIR (Fair Access to Insurance Requirements) Plan. [6/5/03]